The Internal Revenue Service (IRS) has announced that millions of Americans could be eligible for an over $1,400 IRS stimulus checks in 2025. These payments, which are part of the Recovery Rebate Credit, will be disbursed automatically to eligible taxpayers who did not claim their stimulus payments in 2021. Those who have not filed their 2021 tax returns are advised to do so before the April 15, 2025, deadline.
Understanding the 2025 IRS Stimulus Checks
The 2025 IRS is part of the Recovery Rebate Credit that enables individuals who missed their 2021 stimulus checks, also called Economic Impact Payments, to still claim their benefits. Therefore, if you filed your 2021 tax returns but left the Recovery Rebate Credit section blank or entered a 0$ yet you were eligible, the IRS checks will be automatically sent to you.
According to the IRS, over 1 million taxpayers are eligible for over $2.4 billion.
Who is Eligible for the 2025 IRS Stimulus Check?
To be eligible for the 2025 IRS Stimulus check, you must meet the following requirements;
- You filed a 2021 tax return but did not claim the Recovery Rebate Credit despite being eligible.
- Your income falls within the eligibility limits, which are;
- Single filers with an Adjusted Gross Income below $80,000.
- Married couples with a joint AGI filing below $160,000.
- You were eligible for the third round of IRS but never received it.
If you meet these requirements, the IRS Stimulus checks for 2025 will be sent to your account automatically, and therefore, no action is required on your part.
What to do if You Have Not Filed Your 2021 Tax Return
If you haven’t filed your 2021 tax return, you still qualify for a 2025 IRS Stimulus check as long as you file by April 15, 2025. Even if you had little to no income in 2021, you can still file nil returns before the deadline to be eligible for the Recovery Rebate Credit.
How Eligible Beneficiaries Will Receive Their IRS Checks
The IRS will send stimulus checks automatically to eligible taxpayers through direct deposit for those who have provided bank account information on file, and paper checks who prefer checks to be sent to their mail addresses. Recipients will also receive a confirmation letter. As long as you haven’t changed the above payment channels, expect funds to be sent.
How Much You Could Get
The maximum amount that eligible recipients should expect is $1,400 per individual. The amounts will vary depending on your eligibility under the Recovery Rebate Credit and your income amount.
Why the IRS Stimulus Checks are Being Disbursed Now?
IRS Stimulus checks are being disbursed now for taxpayers who were eligible for the third round of stimulus checks in 2021 but never received them, or failed to claim them when filing tax returns in 2021. To correct this, the IRS plans to send them automatically this year.
Danny Werfel, the IRS Commissioner, said that these parts are part of the agency’s effort to ensure that all eligible recipients receive the financial relief the agency owes them.
Action to Take if You Did Not Receive Your Stimulus Check
If you qualify for the 2025 IRS Stimulus check but have not received it, you should;
- Check your IRS online account to see if the Recovery Rebate Credit was applied.
- Review IRS notices for updates about your payment.
- Ensure that you filed your tax returns correctly and that your payment details are up to date.
Do IRS Stimulus Checks Affect Other Government Benefits?
The answer is NO! Receiving the 2025 IRS Stimulus check does not count as income when determining your eligibility for federal benefits such as Supplementary Security Income (SSI), the Supplementary Nutrition Assistance Program (SNAP), Temporary Assistance for Needy Families (TANF), and the Women, Infants, and Children (WIC) Program.
Conclusion
The IRS Stimulus checks for 2025 are an opportunity that could see eligible Americans claim up to $1,400 in funds they missed in 2021. If you have filed your 2021 stimulus return but did not claim the Recovery Rebate Credit, the IRS will be sent automatically to your account. However, if you have not filed the 2021 tax return, do so before the deadline on April 15, 2025.