On April 9, 2025, millions of retirees will receive Social Security payments. This round, the payments will include the 2.5% Cost-of-Living Adjustment (COLA) that began in January 2025 to help retirees cope with the rising costs. However, some Social Security recipients will miss out on April 9 payments.
Who Will Receive the April 9 Social Security Payment?
The upcoming Social Security payment on April 9, 2025, is for retirees in Group 2 of the SSA’s payment schedule. These are retirees who were born between the 1st and 10th of any month and who began receiving benefits after May 1997.
These Group 2 retirees will also receive the 2.5% increase in their retirement benefits. If you are in this group, your payments will be adjusted automatically, so you don’t have to do anything to make the adjustment.
How Much Will You Get on April 9?
The amount of Social Security an individual gets depends on lifetime earnings and retirement age. Here is a table showing the estimated monthly benefit individuals will receive based on their retirement age.
| Retirement Age | Estimated Monthly Benefit |
| Retired at 62 born between 1st-10th | Up to $2,831 |
| Full retirement at 67 | Up to $3,822 |
| Delayed retirement at 70 | Up to $5,108 |
Retirees who wait until they reach their full retirement age of 67 or even 70 before claiming retirement benefits usually qualify for higher monthly payments, as shown in the table above.
Note that these are estimated maximums, not actual payments. Actual payments will vary based on individual earnings record and retirement age.
Available Payment Options for Social Security
Beneficiaries receiving Social Security payments on April 9 should make sure their Direct Deposit is activated. Most beneficiaries prefer Direct Deposit because it’s the most reliable and fastest way to receive payments. Those who use paper checks may have to wait several days to receive their funds.
What To Do if You Don’t Receive Your Social Security Payment on April 9, 2025
If you’re a retired worker and don’t receive your Social Security payment on April 9, the SSA recommends waiting three mailing days before contacting the office because delays sometimes occur. You can also check the status of your Social Security benefits on the My Social Security platform. In addition, you can contact the SSA by calling its toll-free number, 1-800-772-1213, or by visiting your local Social Security office.
Conclusion
Retirees born between the 1st and 10th of each month will receive their Social Security payment on April 9th. The payments will include a 2.5% COLA increase that will protect their purchasing power against inflation and rising costs in 2025.
As usual, the payment schedule follows a set pattern. Group 2 retirees will receive their check on April 9, while other groups should expect their payments in the next few Wednesdays.
To avoid delays, retirees are encouraged to use direct deposit and keep an eye on their My Social Security account for updates. In addition, they should follow SSA updates so they can plan ahead and make good use of their Social Security benefits.