Many Americans are still hoping that there will be another stimulus check in 2025. However, the latest update from the IRS and the federal government indicates that the possibility is minimal. If you are wondering if you can still claim a past payment or if a fourth stimulus check is coming, here are the details that could help you make financial plans for the rest of the year and in the future.
No More Stimulus Checks
It is official that the first three rounds of stimulus checks are now officially closed for claiming. The deadline to claim the third stimulus check was April 15, 2025 which was the last chance to claim the $1,400 Recovery Rebate Credit tied to your 2021 tax return.
The IRS clearly stated that the deadline would not be extended, therefore no appeal would be considered after the deadline. Any unclaimed checks would become the property of the U.S Treasury.
Beware of Scams and Fake Promises
The IRS has warned against using unofficial websites or falling for online scams. If you missed any payments, the IRS advises that you go directly through the IRS or consult with a trusted tax professional. If you think that you are still owed a stimulus check, beware of fraudsters who are taking advantage of people who are searching for help.
Should You Count on a Fourth Stimulus Check?
There has been a growing buzz about the potential of a fourth stimulus check of $2,000, however, there is no official confirmation from Congress or the IRS. Additionally, you should be cautious because much of the speculation is from Social Media and unverified sources. The IRS has not approved the potential of such a payment.
In February, President Donald Trump mentioned during a summit in Miami that he was considering issuing $5,000 “DOGE Dividends” to taxpayers. These dividends would be funded through savings generated by the Department of Government Efficiency (DOGE) headed by Elon Musk. “We’re thinking about giving 20 percent back to the American citizens, and 20 percent down to pay back debt.” Said Trump.
Here’s When You’ll Get Your Refund
If you already filed your 2021 tax return and included your banking information, the IRS says that you should expect your refund via direct deposit or paper check. According to the IRS refund schedule for 2025, if your return was accepted by April 15, you could receive your direct deposit by May 6 or your paper check by June 16.
Note that submitting your return is a big distinction from the IRS accepting it. The IRS must accept it, and you must see a “Refund Sent” status if you track it online. That’s how you know that your money is arriving shortly.
How to Track Your Refund
The IRS offers a simple online tool called “Where’s My Refund” which enables beneficiaries to track the progress of your tax refund. You will need your Social Security number, filing status, and exact refund amount. The system will show one of these three statuses:
- Return received (processing)
- Refund approved (getting ready to send)
- Refund sent (on its way to your bank or in the mail)
You can start tracking the progress of your refund 24 hours after e-filing your return. The status updates once a day. Alternatively, you can contact the IRS directly at 800-829-1954.
About State Refunds
States like Delaware have their own online portal for tracking state tax refunds. If you are a resident of Delaware, you can visit the Delaware Division of Taxation website to check the status of your returns.
Conclusion
Currently, the door is closed on past stimulus payments, and the government has not approved any new ones. So, stay informed and don’t fall for promises from unverified sources.