On Wednesday, June 25, 2025, millions of Americans born between the 21st and 31st of any month received their Social Security payments via direct deposit or check. This marks the final scheduled payment of June under the staggered timetable used by the Social Security Administration (SSA).
Payment Schedule Breakdown
The SSA follows a clear monthly schedule for retirement, disability, and survivor benefits when the recipient filed after May 1997:
- 2nd Wednesday – Birthdays 1st–10th (June 11)
- 3rd Wednesday – Birthdays 11th–20th (June 18)
- 4th Wednesday – Birthdays 21st–31st (June 25)
Beneficiaries who began receiving benefits before May 1997 or who collect both Social Security benefits and Supplemental Security Income (SSI) got their Social Security payment on June 3rd . SSI payments usually arrive on the 1st; however, since June 1st fell on a Sunday, the payment was moved up to May 30.
How Much Can You Expect?
Thanks to the 2.5% cost‑of‑living adjustment (COLA) applied in January 2025, the average retired worker’s benefit climbed over the $2,000 mark for the first time, reaching approximately $2,002 in May, and projected to hold steady for June.
How much you get depends on how long you worked, how much you earned over the years, and when you decide to start collecting. Waiting longer to claim usually means a bigger monthly check.
Who Qualifies for the June 25 Deposit?
To receive the June 25 payment, you must:
- Receive retirement, survivor, or disability benefits (not just SSI)
- Have filed after May 1, 1997
- Have a birthday between the 21st and 31st of any month
- Be enrolled in electronic deposit (Direct Deposit or Direct Express)
Otherwise, your payment comes at a different time, depending on your birth date, SSI status, or when you initially claimed benefits.
Fast Deposit, Slower Checks?
For most people, payments show up in their bank account on the morning they’re scheduled, thanks to direct deposit. But if you’re still getting a paper check, it can take a couple of extra days to arrive in the mail and clear. Paper check recipients may soon lose this option: the Treasury aims to eliminate paper disbursements by September 30, 2025, urging all recipients to switch to electronic methods.
Payment Not Arriving on Time?
If your deposit doesn’t appear by the end of the payment day, the SSA recommends waiting 3 business days before contacting your bank or SSA. Make sure your direct‑deposit information is current and check your My Social Security account.
What Should You Do?
- Check your birthday grouping- Confirms if you were in the June 25 group
- Verify your direct-deposit information- Reduces risk of delays or return payments
- Monitor your Social Security account- Ensure that there are no holds
- Wait 3 additional business days: Avoids any missed funds
- Be sure to apply for the digital payment method
Why June 25 Matters?
This June 25 payment was more than a routine payment, it represented:
- A milestone with average benefits crossing $2,000 monthly
- A reminder that electronic deposits are now essential
- A test of SSA’s ability to handle increased administrative pressure
Final Thoughts
If your Social Security payment landed on June 25, you’re right where you should be. It is still important to verify that your direct deposit information is correct and check your benefit statements for any changes. Paper-checks will be phased out completely by end September 2025, so be sure to change to digital payments as soon as possible. Ensure that you wait an additional 3 business days before reaching out to the SSA for any delayed payments.
Ensuring that you keep updated with verified information will assist in avoiding delays and allow you to make proactive decisions.