There are millions of Americans who rely on Supplemental Security Income (SSI) and this portion of individuals are in for an extra payday in August 2025, thanks to a twist in the calendar schedule. However, it is important to note that even though this might feel like more money, it’s actually just an early payment.
The Social Security Administration (SSA) has confirmed that SSI recipients will receive two payments in August, a pattern that happens a couple of times each year when the first of the month falls on a weekend or federal holiday.
Why Two Payments in August?
The SSA usually sends out SSI payments on the first of each month. However, when the 1st lands on a weekend or federal holiday, the agency issues the payment on the preceding business day.
In September 2025, the 1st falls on a Monday, which is Labor Day and this appears to be a federal holiday. Due to this, the September SSI payment will be made on Friday, August 29.
That means recipients will get two SSI payments in August:
- Friday, August 1 – for the month of August
- Friday, August 29 – early payment for September
It’s important to note that this is not a bonus payment or additional benefit. It’s simply the September payment being issued a couple of days early due to the holiday schedule.
Don’t Be Fooled: It’s Not “Extra” Money
It’s very easy to get side-tracked by seeing two payments in one month and thinking it’s a bonus. However, SSI recipients need to be mindful that no payment will be issued in September. That’s because the September check is arriving early.
This can create confusion amongst many who are trying to stay within a budget to manage their expenses. Be mindful to not spend both these payments in August, as you may find yourself in a financial situation in September
It is recommended to keep aside the second payment to cover your expenses for the following month.
Will This Affect Other Social Security Benefits?
It is important for other beneficiaries to note that this is only applicable to SSI beneficiaries. Other Social Security benefits are sent based on recipients’ birth dates, and will be paid out as normal.
Below is a summarised breakdown:
- SSI: Usually paid on the 1st of the month, unless it’s a weekend or government holiday.
- Social Security Retirement, SSDI, Survivors: Paid on the 2nd, 3rd, or on Wednesdays based on birth dates
So, if you receive both SSI and another type of Social Security benefit, only your SSI payment will be doubled up in August.
Planning Ahead: Key Tips for Recipients
If you’re one of the citizens receiving SSI, here are some tips to avoid financial burden for that month:
- Mark your calendar for both payments: August 1 and August 29
- Keep the second payment in a savings account for use in September
- Manage your expenses carefully so you’re not caught short the next month
- Double-check your bank or Direct Express card to confirm deposit dates
You can also log into your “My Social Security” account to view your specific payment schedule and determine when your deposits are expected.
Final Thoughts
Even though it might feel like a bonus, the two SSI payments in August are simply the result of a scheduling shift due to a government holiday, not extra money. That second payment is actually meant for September. So, it’s important for recipients to plan ahead and budget wisely.
The SSA’s payment calendar can be a difficult to understand, and it is important to understand how it works. This can assist you in better managing your benefits and stay within your budget.