Something we run away from, scammers and hackers! No matter how we try, they unfortunately find a way.
In recent news, a new scam is being directed at the elder Social Security recipients. It has been noted that scammers are now sending out emails that look so convincing in terms of being official and warns people that their Social Security number are linked to criminal activity.
Simply put, the aim of these emails are to make seniors scared into giving out personal information or even money.
Officials from the Social Security Administration (SSA) and the Office of the Inspector General (OIG) are warning the public to be on alert.
How the Scam Works
The email looks convincing:
- “Your Social Security number has been used for illegal activity.”
- “Your benefits will be stopped unless you act now.”
- “You could be arrested unless you confirm your identity.”
It is very important to remember that as much as these messages look real, they even add fake SSA logos, it is not real at all. Within the email, the hacker may ask to click a link or submit personal information.
Upon clicking the link, you may be redirected to a website that is controlled by them (hackers) and they will steal your personal information from here. Sometimes, if you call them, they may even pressure you into giving banking information.
Why Seniors Are the Target
Unfortunately, these scammers know that the elderly depend on Social Security benefits so if they are told that their benefits are at risk, they will be vulnerable to fall for these scams to secure their benefits.
In addition to this, the messages look so convincing like they’re actually official, it makes it easier for them to believe.
The Truth: What SSA Will Never Do
The SSA has made it clear that it will never:
- Email you to say your Social Security number is suspended.
- Threaten to stop your benefits unless you act immediately.
- Demand payment through gift cards, wire transfers, or cryptocurrency.
- Ask you to confirm personal details like your Social Security number or bank account in an email.
Make sure you understand that if you get messages like this, it is a scam.
How to Spot Fake Emails
Here are some warning signs that an email is a scam:
- It doesn’t use your name, just “Dear Customer.”
- It has spelling mistakes or odd wording.
- It pressures you to act quickly with threats.
- The links don’t take you to the real SSA website
What To Do If You Get One
If you find that an email looks suspicious make sure:
- You do not click on any links or open attachments.
- You do not reply to the message.
- Report it at oig.ssa.gov or forward it to [email protected].
- Delete the email as soon as you have reported it.
If You Already Shared Information
Sometimes, in the moment you may make a hasty decision and just send the information, in this case, act quickly:
- Call your bank to protect your accounts.
- Monitor your Social Security account to check for any suspicious activity.
- Put a fraud alert on your credit file through one of the credit bureaus.
The Bottom Line
It is rather unfortunate that we work so hard for things we have, and there are people out there who want to snatch it away. As dangerous as it is, it is equally important for beneficiaries to be aware. Scammers will always try to be as convincing as possible and it is up to you, to identify the red flags.
If you are unsure about a mail that you received, be sure to ask trusted friend or family to double check and assist you.
Stay alert and warn friends and family, as you can help stop scammers from stealing what people worked hard for.