Just like how your Social Security benefits are important, so is your Social Security card! This card helps in proving your identity and is directly linked to your Social Security benefits throughout your life. However, Americans are making a common mistake and government is warning against it.
If you rely on your Social Security number for work, taxes, banking, or benefits, this is something you need to know.
Why Your Social Security Card Matters
As much as the Social Security card may look simply but it plays a major role in you everyday life. Employers use this verify your right to work; banks and financial institutions use it to open up accounts and the Social Security Administration (SSA) uses it to track your benefits.
Many people know that this card is important therefore they may take extra measures to keep it safe, such as laminating it. But this is wrong.
The Common Mistake: Laminating Your Card
The SSA has issued a reminder that laminating your Social Security card can actually make it invalid.
Many may ask why? Well laminating your Social Security card can prevent the government from verifying the authenticity of the card. Social Security cards have important information on it and laminating may not make this visible anymore. If this can’t be seen, the card may be deemed as invalid
The SSA emphasises that the card must always be kept in its original state. It could no longer be recognised as legitimate documentation of your Social Security number if it has been marked up, clipped, or altered in any manner.
What To Do Instead
If you’re worried about keeping your card safe, there are better options:
- Keep it safely at home. According to the SSA, you should only take out your Social Security card when absolutely necessary and should keep it in a secure location, such as a fireproof lockbox or drawer.
- If you need to remember the number, write it down on a private piece of paper and avoid carrying the card. This will prevent you from losing it.
- If you have already laminated your card or if it is damaged, you can request a new one.
The replacement process is free, and in many states, it can be done online without visiting a local office.
Why This Warning Matters Now
The SSA sends out this reminder as identity theft has increased. Scammers and criminals are always trying to steal personal information.
If your card is altered, it not only makes information difficult to see but it could also make it difficult to prove your identity if any fraudulent activity occurs. The most important thing is keep your card in its original condition and do not tamper with it.
What If You Already Made the Mistake?
Don’t worry, if you have made alterations to your Social Security card, you can always request a replacement card at no cost. The SSA allows this. However, you will be required to prove your identity, you can use a passport, birth certificate or driver’s license for this.
You are allowed to request up to three replacement cards per year and up to ten over your lifetime.
Final Thoughts
It is important to remember that your Social Security card is an integral part of your and you need to keep it safe. The safest method is to keep your card in its original form, do not write or laminate it and store it safely. Only use it when its necessary.
By doing this, it will allow for your Social Security card to remain valid and protect your identity and information.