Tomorrow is Wednesday which, for some Social Security recipients, means another benefit payment check in en route to their bank accounts from the Social Security Administration (SSA). As any recipient of the program would know, instead of sending out benefit checks to around 74 million individuals on one singular day, the SSA rolls out its payments on Wednesdays throughout the month.
Recipients of the Social Security program can find the agency’s payment schedule online. On the SSA’s official Schedule of Social Security Benefit Payments, beneficiaries will find the payment dates for both the regular Social Security benefit, as well as the Supplemental Security Income benefit for the full calendar year. This allows for beneficiaries to rest easy knowing they have complete transparency regarding benefit payment dates, and as such, they can plan out their monthly budgets ahead of time.
The date on which you will receive your benefit is determined in relation to your date of birth, and as the fourth Wednesday of September approaches, the final batch of recipients will soon receive their benefit income for the month. Here is a breakdown of the payment schedule for September.
How are Social Security benefits paid?
The SSA pays out two types of benefits each month: the regular Social Security benefit, and the Supplemental Security Income. The regular benefit is paid to beneficiaries such as retirees, survivors, or disabled individuals. This benefit is paid out the second, third, and fourth Wednesday of each month. The specific Wednesday on which a recipient can expect to receive their benefit is determined in relation to their date of birth.
For September, beneficiaries have received/will receive their benefits on the following dates:
- Second Wednesday, September 10th – recipients with birth dates from the 1st of the month to the 10th
- Third Wednesday, September 17th – recipients with birth dates from the 11th of the month to the 20th
- Fourth Wednesday, September 24th – recipients with birth dates from the 21st of the month to the 31st
The Supplemental Security Income, or SSI, on the other hand, is typically paid on the first of each month. In order to qualify for this benefit, the applicant must be either blind, aged 65 or older, or have little to no other income or resources. In some cases, a person could even qualify to receive both the regular Social Security benefit, as well as the SSI benefit.
Unlike with the regular benefit, the payment date for SSI benefits can often fluctuate, however, it is also worth nothing that in these cases, the payment will always be made earlier and never later than the first of the month.
“When the first day of the month falls on the weekend or a federal holiday, you receive your SSI payment on the last business day before the first day of the month. That means you may get two SSI payments in the same month. We do this to avoid putting you at a financial disadvantage and make sure that you don’t have to wait beyond the first of the month to get your payment. It does not mean that you are receiving a duplicate payment in the previous month, so you do not need to contact us to report the second payment,” the SSA previously explained.
Listed below are the remaining SSI payments for 2025:
- August 29th – SSI benefit for September
- October 1st – SSI benefit for October
- October 31st – SSI benefit for November
- December 1st – SSI benefit for December
- December 31st – SSI benefit for January 2026
Benefit garnishment in effect
As of July 24th, 50% of a beneficiary’s check is subject to withholding if they had been overpaid in the past. The SSA began issuing notices informing recipients of this on April 25th. Following the notice, beneficiaries had a 90 day period to either appeal the notice, apply for a waiver, or negotiate a lower rate of withholding. If the recipient took no action, all of their benefits will be subject to a 50% withholding rate until their overpayment balance is cleared.